ANALISIS PEMBIAYAAN MUDHARABAH, MUSYARAKAH DAN MURABAHAH UNTUK MENINGKATKAN PENDAPATAN PADA PT BANK SYARIAH MANDIRI CABANG MEDAN AKSARA
DOI:
https://doi.org/10.31289/jkbm.v3i1.241Abstract
The purpose of   this study was to determine and analyze the cause of a large Financingincome received while small, and to investigate the causes of financing products for the results
(profit sharing) channeled smallest of murabahah financing and Musyarakah.
Research approaches used descriptive research approaches, data collection techniques
used in this study interviews and documentation. Data analysis techniques used in this research is
descriptive analysis technique that is by collecting data and classifying data obtained from the
company with the existing theory so as to provide a clear picture of the object being studied.
Results showed Financing great while revenues received by little it is because of financing
problems in the implementation of the payment of financing by the customer that happens things
like financing is not smooth, the financing of which the debtor does not meet the requirements that
were promised, and these costs are not on schedule installments, troubled financing is one of the
definite risks faced by each bank because the risk is often also called credit risk. and financing
products for the results (Mudarabah) channeled smallest of Murabahah financing and Musyarakah
and this is because of financing is financing with a high degree of risk and should be based on a
strong element of trust. And the uncertainty of revenue to be earned as well as concerns about the
loss or fraud is becoming the main cause.
Keywords:Â Mudarabah, Musyarakah and Murabahah, Mudarabah Income from Musharakah and
Murabahah
Downloads
Published
2016-11-15
Issue
Section
Articles
License
This work is licensed under a Creative Commons Attribution 4.0 International License
Authors who publish in this journal agree to the following terms:
- Authors retain copyright and grant the journal right of first publication with the work simultaneously licensed under Creative Commons Attribution 4.0 International License that allows others to share the work with an acknowledgment of the work's authorship and initial publication in this journal.
- Authors are able to enter into separate, additional contractual arrangements for the non-exclusive distribution of the journal's published version of the work (e.g., post it to an institutional repository or publish it in a book), with an acknowledgment of its initial publication in this journal.
- Authors are permitted and encouraged to post their work online (e.g., in institutional repositories or on their website) prior to and during the submission process, as it can lead to productive exchanges, as well as earlier and greater citation of published work (Refer to The Effect of Open Access).